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	<title>Sunny Days - Blog Spot</title>
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	<link>http://www.sddl.org.uk</link>
	<description>A free self help resource for the UK</description>
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		<title>Objective advice about Debt</title>
		<link>http://www.sddl.org.uk/index.php/objective-advice-about-debt.htm</link>
		<comments>http://www.sddl.org.uk/index.php/objective-advice-about-debt.htm#comments</comments>
		<pubDate>Thu, 01 Sep 2011 19:55:51 +0000</pubDate>
		<dc:creator>John O'Keeffe</dc:creator>
				<category><![CDATA[Debts]]></category>
		<category><![CDATA[actions]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[objective]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[rights]]></category>

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		<description><![CDATA[There are few more frightening things in life than debts that are out of control, and fewer still that leave you feeling so hopeless. Here are a few bits of independent advice about debts. The first sounds obvious, &#8220;You Are Expected to Pay&#8221;. On the face of it, it sounds obvious, but it has implications <a href='http://www.sddl.org.uk/index.php/objective-advice-about-debt.htm' class='excerpt-more'>[...]</a>]]></description>
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		<title>A Bailiff Guide &#8211; know your rights!</title>
		<link>http://www.sddl.org.uk/index.php/a-bailiff-guide-know-your-rights.htm</link>
		<comments>http://www.sddl.org.uk/index.php/a-bailiff-guide-know-your-rights.htm#comments</comments>
		<pubDate>Thu, 01 Sep 2011 19:50:36 +0000</pubDate>
		<dc:creator>John O'Keeffe</dc:creator>
				<category><![CDATA[Debts]]></category>
		<category><![CDATA[actions]]></category>
		<category><![CDATA[Bailiff]]></category>
		<category><![CDATA[care]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[complaints]]></category>
		<category><![CDATA[duties]]></category>
		<category><![CDATA[force]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[know]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[rights]]></category>
		<category><![CDATA[visits]]></category>

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		<description><![CDATA[Introduction A visit from a bailiff can be a very frightening and distressing experience. This section explains what a bailiff can and cannot do if they visit your home and what your rights are. What is a bailiff? A bailiff is someone authorised to collect a debt on behalf of a creditor. A creditor is <a href='http://www.sddl.org.uk/index.php/a-bailiff-guide-know-your-rights.htm' class='excerpt-more'>[...]</a>]]></description>
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		<title>Problems Sleeping?</title>
		<link>http://www.sddl.org.uk/index.php/problems-sleeping.htm</link>
		<comments>http://www.sddl.org.uk/index.php/problems-sleeping.htm#comments</comments>
		<pubDate>Thu, 01 Sep 2011 19:47:59 +0000</pubDate>
		<dc:creator>John O'Keeffe</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Causes]]></category>
		<category><![CDATA[Overcome]]></category>
		<category><![CDATA[Problem]]></category>
		<category><![CDATA[Sleep]]></category>

		<guid isPermaLink="false">http://sddl.dynalias.org/?p=24</guid>
		<description><![CDATA[&#8220;I toss and turn for hours on end. No matter what I do, I just can&#8217;t seem to get off to sleep..&#8221; &#8220;I&#8217;m very restless through the night, often waking and not able to get back to sleep..&#8221; &#8220;I wake up two or three hours before I need to get up, and just lie there <a href='http://www.sddl.org.uk/index.php/problems-sleeping.htm' class='excerpt-more'>[...]</a>]]></description>
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		<title>Keeping warm during winter</title>
		<link>http://www.sddl.org.uk/index.php/keeping-warm-during-winter.htm</link>
		<comments>http://www.sddl.org.uk/index.php/keeping-warm-during-winter.htm#comments</comments>
		<pubDate>Thu, 01 Sep 2011 19:25:03 +0000</pubDate>
		<dc:creator>John O'Keeffe</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Bills]]></category>
		<category><![CDATA[Cloths]]></category>
		<category><![CDATA[Curtains]]></category>
		<category><![CDATA[Day]]></category>
		<category><![CDATA[Doors]]></category>
		<category><![CDATA[Fleece]]></category>
		<category><![CDATA[Gloves]]></category>
		<category><![CDATA[Hat]]></category>
		<category><![CDATA[Heating]]></category>
		<category><![CDATA[Keep]]></category>
		<category><![CDATA[Layers]]></category>
		<category><![CDATA[Night]]></category>
		<category><![CDATA[Reduce]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Scarf]]></category>
		<category><![CDATA[Warm]]></category>
		<category><![CDATA[Winter]]></category>

		<guid isPermaLink="false">http://sddl.dynalias.org/?p=13</guid>
		<description><![CDATA[During the day: set your thermostat at around 21ºC (70ºF) and heat all the rooms you use in the day if you can’t heat all your rooms make sure you keep your living room warm throughout the day and heat your bedroom before going to bed set the timer on your heating to come on <a href='http://www.sddl.org.uk/index.php/keeping-warm-during-winter.htm' class='excerpt-more'>[...]</a>]]></description>
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		<title>Council tax arrears</title>
		<link>http://www.sddl.org.uk/index.php/council-tax-arrears.htm</link>
		<comments>http://www.sddl.org.uk/index.php/council-tax-arrears.htm#comments</comments>
		<pubDate>Thu, 01 Sep 2011 19:16:44 +0000</pubDate>
		<dc:creator>John O'Keeffe</dc:creator>
				<category><![CDATA[Debts]]></category>
		<category><![CDATA[Bailiff]]></category>
		<category><![CDATA[Council]]></category>
		<category><![CDATA[Guide]]></category>
		<category><![CDATA[rights]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://sddl.dynalias.org/?p=11</guid>
		<description><![CDATA[What happens if the bailiffs have been instructed? Under Council Tax legislation, the bailiff collecting Council tax arrears must, by law, be a Certificated Bailiff if he levies on goods. This means that he if he gains entry into your home, and lists items on a Walking Possession Form, he must, by law, be Certificated. <a href='http://www.sddl.org.uk/index.php/council-tax-arrears.htm' class='excerpt-more'>[...]</a>]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Depression and feeling low</title>
		<link>http://www.sddl.org.uk/index.php/depression-and-feeling-low.htm</link>
		<comments>http://www.sddl.org.uk/index.php/depression-and-feeling-low.htm#comments</comments>
		<pubDate>Thu, 01 Sep 2011 19:10:50 +0000</pubDate>
		<dc:creator>John O'Keeffe</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[action]]></category>
		<category><![CDATA[Depression]]></category>
		<category><![CDATA[doctor]]></category>
		<category><![CDATA[feeling]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[plan]]></category>

		<guid isPermaLink="false">http://sddl.dynalias.org/?p=6</guid>
		<description><![CDATA[Have you ever felt so alone. Ever thought your friends do not want to see you. Are you tired and cannot get interested in anything? You are not alone. Today&#8217;s life style does seem to increase the likelihood of these feelings and does little to reduce its effects. Depression is a very common problem and <a href='http://www.sddl.org.uk/index.php/depression-and-feeling-low.htm' class='excerpt-more'>[...]</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Redundancy Advice</title>
		<link>http://www.sddl.org.uk/index.php/redundancy-advice.htm</link>
		<comments>http://www.sddl.org.uk/index.php/redundancy-advice.htm#comments</comments>
		<pubDate>Thu, 01 Sep 2011 19:05:16 +0000</pubDate>
		<dc:creator>John O'Keeffe</dc:creator>
				<category><![CDATA[Work Issues]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[assistance]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[CV]]></category>
		<category><![CDATA[employee]]></category>
		<category><![CDATA[employers]]></category>
		<category><![CDATA[entitlements]]></category>
		<category><![CDATA[facing]]></category>
		<category><![CDATA[improvement]]></category>
		<category><![CDATA[Redundancy]]></category>
		<category><![CDATA[skill]]></category>

		<guid isPermaLink="false">http://sddl.dynalias.org/?p=4</guid>
		<description><![CDATA[What to do if you&#8217;re facing redundancy I&#8217;m feeling down about being made redundant I feel upset at losing my job What do I need to think about? What additional benefits might my employers offer me? How can I find out what I&#8217;m entitled to? What am I going to do next? I&#8217;d like to <a href='http://www.sddl.org.uk/index.php/redundancy-advice.htm' class='excerpt-more'>[...]</a>]]></description>
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